Salient Features
01 Ordinary Loan Rs. 5,00,000/- (30 months Basic Pay+ Grade Pay or 10 times of the share money of the Borrower, subject to (Share Money + Compulsory Deposit of the Borrower) whichever be the less). Loan recoverable in 72 months.
02 Extra Ordinary Loan Rs. 2,00,000/- (Pre-requesty To deposit 1% of Principle as EOL Insurance money). Loan recoverable in 30 months.
03 Special Loan Rs. 2,00,000/- (Restricted to Share Money + Compulsory Deposit of the Borrower). Loan recoverable in 30 months.
04 Rate of Interest on Ordinary/Special Loan 7.2% per annum.
05 Rate of Interest on Extra Ordinary Loan 8.4% per annum.
06 Rate of interest on Compulsory Deposit 5% per annum.
07 Rate of Interest on Optional Deposit 4% per annum.
08 Dividend on shares 10% per annum (subject to earned profits).
09 Membership as on today 2558 Members.
10 Meetings General Body Meeting scheduled once in a year and Managing Committee meeting scheduled every month.
11 Audit & Accounts Annual Accounts are audited well within the time.
12 Current Financial Position as on 31.03.2017 Share Money - Rs. 7,43,55,000/-.
    Compulsory Deposit - Rs.13,45,76,220/-
    Option Deposit - Rs. 5,11,18,001/-
    Loan to Members - Rs. 28,44,68,000/-